M/s FINSERVE IND
SECOND FLOOR,TC 14/3760 SAFIA TOWER,OPP RELIANCE TRENDS PATTOM,TRIVANDRUM, PIN-695004. KERALA,INDIA.
HOME LOAN
Home loans are given to individuals who are interested in buying house / constructing houses / extend / repair / renovate / alter or to buy Plot. It is supported by banks or financial institutions who gives a certain loan amount, based on the need of the individual(s). We brings You The Best Deals In Home Loans Using Its Extensive Network of Partner Banks/ Housing Finance Companies.
Home loans from Banks / Housing Finance Companies provides up to maximum of 80% (90% for loan amount below INR 30 lakhs) of the value of the house. Home loans are repaid using Equated Monthly Installments (EMIs) spread over a fixed tenure upto 30 years. we support and promote Pradhan Mantri Awas Yojana (PMAY) – Housing for All by 2022 through banks and HFC.
- Income
- Tenure
- Age of applicant
- Property value
- Interest Rate offered. Home Loan Interest Rates starts from: 6.90 % * per annum onwards.
- Home / Flat Purchase
- Land /Plot Purchase
- Home Construction
- Home Improvement
- Home Conversion
- Home Extension Loans
- PMAY subsidy scheme for Home loans
- Housing loan to “NO INCOME PROOF” category.
- Housing loan to people getting salary in cash by hand category.
- Duly signed and filled application form
- Passport-size photograph 2 each
- Aadhar /PAN card /Election card/Passport copy
- Copy of approved plan and permit
- Estimate for construction (construction proposals)
- Allotment letter of housing board/NOC of the society/builder etc.
- 6 months salary crediting bank statement and last 3 months salary slips with Form 16
- Property and its prior documents,latest revenue documents,latest land tax,building tax Encumbrance certificate.
- Last 3 years Income Tax returns (only for self employed professional and business class)
You can apply online through uploading salary slip/ITR/other income documents ,by doing this you will get your loan eligibility before going to bank/housing finance companies.
Our Relationship Manager will come and collect application form at your doorstep.
